Fees & Arrangements

Insurance

Below is a list of Employee Assistance Programs, insurance companies or insurance company underwriters that I am contracted with for in network and out of network benefits.  You can click on one of these links and it will take you directly to your insurance company's web site.  I advise that you contact your insurance company to be certain that they will cover mental health services provided by me prior to attending your first session.

	Value Options ***Note:  For NYS Health insurance, Empire Plan members:  Check with Value Options to see if there is reimbursement for Anita L. Giovannucci, LMHC, through your individual membership specifically with the Empire Plan prior to scheduling an appointment. You might also be able to use your out of network benefit. MVP members contact Value Options and ask if I am a provider for your particular plan.  Ask them to give an authorization for these services.
	United Behavioral Health
	Capital District Physicians Health Care CDPHP Managed Care Unicare
	United Health Care
	RMSCO Insurance
	Managed Health Network (MHN Services IPA, INC.)
	TRICARE Prime Standard Managed Care
	Blue Cross Blue Shield Out of Network Benefit Anthem Luminos Empire Plan Federal Employee Plan
	CIGNA Out of Network Benefit
	AETNA

Employee Assistance Programs 

	Work/Life Innovations, division of Family Care and Workforce Diversity Consultants
	Compsych
	ENI
	ESI
	Value Options
	AETNA

If you do not see your insurance company's name here it does not necessarily mean that I am not covered.  Sometimes your benefits are managed by one of these companies. Follow these steps:

Contact your insurance company prior to scheduling an appointment and ask them these questions:

1. Does my In Network benefit cover mental health  services for working with Anita L. Giovannucci, LMHC 

   If the answer is "No"...

2. Is there an OUT of Network benefit I can use to be reimbursed if I choose to work with Anita L. Giovannucci?

If the answer is "No"... 

3. Is it possible for Anita L. Giovannucci, LMHC to join the network?

If the anser is yes for any of these questions and you have determined that you will be reimbursed for services ask the following questions:

1. How many outpatient sessions do I have (or...do I have left if you have already used some) for this calendar year?

2. How much is my co-pay for each session? If you are using an Out Of Network benefit ask if you have fulfilled your deductable and what percentage of the fee will your insurance cover.

3. Finally, ask for an authorization or certification number?

Sliding Fee Scale

If you do not have insurance please contact me to discuss my fee structure.  If you do not have insurance or if your insurance coverage does not pay for mental health benefits you can pay out of pocket according to the sliding fee scale.  This is a fee arranged after considering your household income to determine your fee.  If you have insurance you must either use your insurance or pay full fee out of pocket.